BYD Year-End Deals: $4000 Off Sealion 7 and Shark 6

BYD year-end deals are now live across most of its range, with three ways to save on orders placed between 1 October and 21 December 2026. You can get $4,000 cashback, 0.99% p.a. comparison rate finance or, on selected models, a 6% novated lease discount. The full list and terms are on BYD Australia's offers page.

The catch is timing. Most of these offers need the car delivered by 31 December 2026, which leaves little room if your colour or variant is not already on its way to the dealer.

Which BYD models get $4,000 cashback

The $4,000 cashback covers the Seal 6 Essential and Seal 6 Touring Premium, the Sealion 5 Essential and Premium, and the Sealion 6 Essential, Dynamic Extended and Premium Extended.

It also covers the Sealion 7 Premium and Performance, all three Sealion 8 variants, and the Shark 6 Premium, Performance and Cab Chassis.

Orders must be placed by 21 December and delivered by 31 December 2026. BYD says it will review late deliveries case by case and may approve an extension, so do not treat that as a guarantee. Fleet buyers, demonstrators and service loan vehicles are excluded.

BYD 0.99% finance: read the fine print

The 0.99% p.a. comparison rate offer applies to the same models as the cashback, except the Sealion 7. It runs over 36 months with no minimum deposit and no balloon option.

Your finance must be approved by 21 December and settled by 31 December 2026. BYD's own warning says the comparison rate excludes government charges and a dealer origination fee that could be up to $1,495 including GST.

That fee matters on a deal this short. Ask for the exact figure on your contract before you compare the offer with anything else.

Cashback or cheap finance? Run the numbers

BYD's cashback terms exclude any transaction involving additional promotional offers or discounts. Get the dealer to confirm in writing whether the 0.99% finance counts as one. If it does, you are choosing between the two.

Here is a simple worked example, before fees. Borrowing $50,000 at 0.99% p.a. over 36 months works out at about $1,410 a month, or roughly $767 in interest across the term.

If you instead put $4,000 cashback towards the car and borrow $46,000 over the same 36 months, you reach that same $1,410 monthly repayment at a rate of about 6.5% p.a.

So if you can borrow elsewhere below about 6.5% with similar fees, the cashback route costs less. Above that, the 0.99% deal wins. A dealer origination fee on the BYD loan pushes that break-even point higher. Before choosing, Loanseekers can help you compare car loan options against BYD's deal, subject to the lender's credit criteria.

Sealion 7 buyers: cashback or the novated lease discount

The Sealion 7 misses out on 0.99% finance but gets a 6% novated lease discount, alongside the Atto 1, Atto 2, Atto 3 and Dolphin. It applies to the base list price, before registration, CTP, stamp duty and dealer delivery.

It must go through an approved fleet management organisation, with orders by 21 December 2026 and delivery by 31 January 2027. Like the cashback, it excludes transactions involving other promotional offers.

The maths is simple. Six per cent only beats $4,000 once the base list price passes about $66,667. Below that, the novated discount is worth less on paper, so the case for it rests on how the lease itself is structured. Our guide to checking the car price inside a novated lease quote shows what to look for, and it is worth reading how EV FBT incentives are changing from 2027.

Cheaper BYDs have their own deadlines

Separate drive-away prices apply to the Atto 1 Essential at $19,990 and the Dolphin Essential at $28,888, both for orders by 15 December. The Atto 2 DM-i Essential is $25,990 drive-away for orders by 24 December.

All three need delivery by 31 December 2026, metallic paint costs extra, and BYD says they cannot be combined with other promotions.

Questions to ask before you sign

Ask whether your exact car is already allocated and can be delivered by 31 December. If not, ask what happens to the offer if it arrives late, and get the answer in writing.

Ask for the dealer origination fee as a dollar figure, and whether the cashback can be combined with the finance. If you are leasing, ask your fleet manager to show the 6% discount as a line item. Our breakdown of what new car dealers actually discount can help you push on the rest of the quote.

If the deadline is too tight

A rushed order to meet a cut-off is rarely a good deal. If the timing does not work, you can compare used BYD models listed on Carseekers, where availability, specification and price vary by listing.

If you are paying with a loan, sorting your finance before you walk in gives you a figure to test BYD's offer against. Loanseekers can help you compare car-finance options for a Sealion 7, Shark 6 or other BYD, subject to the vehicle, your circumstances and lender requirements.